Feb
I certainly wouldn't call it the single most important thing: simply do not ignore it. At approximately level 30/35 you will have the ability to make some fairly regular money from it.In theory yes, but we do not understand when it stacks with prayers, whether it's additive/multiplitive and other bonuses, such as salve etc What piles with what? There's a whole lot of factors involved from my post so I am not certain what you are discussing in this case. Although, I really do believe they function multiplicative but because RuneScape is more basic when it comes to numbers, it wouldn't surprise me if they simply made them additive regardless of what you're thinking about.
The advantage with multiplicative bonuses is that they're easy to calculate correctly with higher amounts, but RuneScape's combat version wasn't that advanced before they upgraded the hit splashes along with the general life span system, and I'm not exactly sure about how much they revamped the core principles.
Check out http://www.rsgoldfast.com for more details.